Check your rate for a fixed-rate personal loan and borrow up to $50,000. Or get started with Upgrade Card in just minutes. Check out Rewards Checking with cash back rewards and more. We're here to …

Check your rate for a low fixed-rate personal loan in just minutes. Borrow up to $50,000 with no prepayment penalties. Checking your rate has no impact to your credit score.

You can apply for an Upgrade card, personal loan, savings, or checking account directly on our website. Checking your rate is free, won't impact your credit score, and only takes a couple minutes.

Upgrade offers access to Personal Loans and Auto Refinance Loans, Upgrade Cards, Checking and Savings accounts as well as credit monitoring and educational tools.

Apr 10, 2018 · Combine the flexibility of a cash back rewards credit card with the predictability of a personal loan. Learn more about the Upgrade Card today!

We partner with banks and other financial institutions who originate loans, provide deposit accounts, and other services obtained through Upgrade. It’s easy to check your rate and see what you qualify for, …

Personal loans through Upgrade have a fixed interest rate, unlike some traditional credit cards, so you know exactly what you’ll pay each month and when you’ll finish paying back your loan.

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Personal loans made through Upgrade feature Annual Percentage Rates (APRs) of 7.74%-35.99% and a 1.85%-9.99% origination fee, which is deducted from the loan proceeds. Lowest rates require …

Millions of families across America are now using an Upgrade Card, Loan or Rewards Checking account. That’s millions of people getting more value than they would from a traditional bank.